15 March 2014
Over on Passive Voice, Vera stated a criticism of what I’ve posted in the past:
The $100,000 money borrowed from my now deceased friend will be paid back in full to his heirs, and was in fact retained voluntarily by me as a debt instead of having it be dismissed through the bankruptcy.
His family is fully aware of the situation, we have an agreement, and everything is above board.
The person who has posted this originally with their own spin on it, seems to have a personal interest to do me harm.
If I’m wrong, it was unintentional. However, having just re-looked at the entire case, I don’t believe I’m wrong.
Rather than listen to what Vera had to say, I looked at what the filings actually said. There is nothing I saw in those filings that says that 2/3 of her total debt, a loan from a friend, is not discharged where the other 1/3 is.
No bankruptcy court would allow that and the other creditors would have a hissy.
Here’s the essence of how bankruptcy works: you either throw everyone under the bus, or you throw no one under the bus. There are exceptions and nuances (like secured creditors), but the entire point is to be a clean slate, especially in Chapter 7.
I’ve gone and zipped up Vera’s entire filings including the docket report.
I invite you to see if I missed something. I will pay $50 to anyone (except Vera) who can demonstrate, with the filings themselves, that I am wrong about the bankruptcy court having discharged Kevin J. O’Donnell, Jr.’s loans to her of $100,000 plus interest. (But you might want to first look at docket item 13.)
That money can go to you or it can go to your choice of the authors she’s named in the Indiegogo as third-party authors published by Norilana. But not to Vera.